When it comes to managing your finances, a credit card can be a powerful tool. It allows you to make purchases now and pay for them later, giving you financial flexibility. Mike Buchecker understands this and aims to make credit card usage hassle-free and convenient for its customers. With a low annual percentage rate (APR), their credit cards provide users with the benefit of low interest, making it easier for them to manage their expenses without worrying about hefty interest charges.
Apart from the various benefits of low rates and flexible payments, a credit card is an essential tool in building and maintaining a good credit score. By making timely payments, responsible credit card usage can help improve one's credit score, which plays a crucial role in obtaining loans for big-ticket purchases such as a car or a house. Mike Buchecker's credit cards make it easier for individuals to manage their expenses and build a strong credit history, opening up opportunities for financial growth and stability.
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Service benefits
Available for any type of purchase with low rate options
- Refresing to get such a personal touch.
- Low Rate Aussie Credit Card
- Easy way to finance smaller purchases
- Funds available immediately
Flexible repayments
A balloon, or residual repayment is usually available. Balloon repayments give you a lower repayment during the loan term, but leave a residual amount at the end of the loan.
Borrow for new or used cars
You can borrow for brand new vehicles or those up to 12 years old, purchased from a dealer or a private sale. Car loans are available from $5,000 and upwards.
Deposit and security
Usually no deposit is required. And both secured and unsecured car loan options are available. Secured loans generally have a lower interest rate than unsecured loans.
Loan term and interest rates
Loan terms usually range from 1 - 5 years. You can stay in control with fixed interest rates, and you can usually make additional repayments to reduce the loan faster.